Terms of Website Use

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Please Read This Agreement Thoroughly Before Making Any Decision

Use of the site means you accept this agreement and agree, without limitation or qualification, to be legally bound by this agreement and moneymutual.com privacy policy. These terms of website use contain a standard arbitration provision that ensures you have to arbitrate any disputes or claims with us individually. 

If you do not wish to be bound by these terms of website use, you may not access or use the site.the company may, from time to time, make changes or additions to this agreement, and your continued use of the site after the company makes such changes or additions will signify that you agree to such changes or additions. you should therefore periodically visit this page to review the then current terms of website use.

01

Proprietorship

Everything appearing on the Site is protected by copyright laws of the United States and other countries and may not be used otherwise than as described in these Terms of Website Use. It does not represent or warrant that your use of materials displayed at the Site will not infringe the rights of third parties.

02

Limitation To Answerability

Any Company or other party involved in creating, producing, or delivering the Site is not responsible for any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the Site, or your downloading of any materials, data, text, images, video, or audio from the Site. Using and browsing the Site is at your own risk. 

Neither the company nor its suppliers will be responsible for any indirect, incidental, special, consequential, or punitive damages arising from your access to, or use of, the site. In no event the  company’s total liability for all damages, losses, and causes of action, regardless of the form of action, liability, contract, warranty, tort (including, but not limited to, negligence), strict liability, or otherwise, exceed the amount paid by you, if any, for accessing the site. 

03

Arrangements Of People Or Places

The Company owns, or has permission to use, the images of people or places displayed on the Site. Use of the images without permission may violate copyright laws, trademark laws, privacy and publicity laws, and communications regulations and statutes.

04

Monitoring, Copying, Altering Or Interfering With The Site

Unless we have expressly approved you in writing, you agree that your use of robots, spiders, Web crawlers, screen scrapers or any other automated device or manual process to monitor or copy our web pages or the content contained herein is not permitted. The use of any device, software, or routine that interferes or attempts to interfere with the proper working of the Site is prohibited. By using our infrastructure, you agree that you will not impose an unreasonable or disproportionate load. Without the prior written consent of the Company or an appropriate third party, you agree not to copy, reproduce, alter, modify, create derivative works, or publicly display any content from our website.

05

General Info 

The terms of website use shall be governed by and construed according to the laws of the state of Delaware, without giving effect to conflict of law principles. Regardless of the provisions of section 17 below regarding arbitration, you agree that any legal action arising out of or relating to the terms of website use must be brought exclusively in state or federal courts located in Sussex county, Delaware and that such courts shall have personal jurisdiction over you for the purposes of such litigation. The provision that is unlawful, void, or for any reason unenforceable shall be deemed severable from these terms and conditions of website use and shall not affect the validity and enforceability of the remaining provisions. If we do not take action in response to a breach by you or others, we retain the right to take action in response to subsequent breaches. With regard to the subject matter of this agreement, this agreement contains the entire understanding and agreement between us. 

06

Peacemaking Policy

If you have a dispute about these Terms of Website Use, the Website, or any of our services, you agree to file a Demand for Arbitration with the American Arbitration Association (“AAA”) in the county where you live to have your issue resolved by arbitration. Any disagreement, including any claim that all or part of these Terms of Website Use are unenforceable, will be resolved solely by the arbitrator.

Any disagreement, including any claim relating to your use of the Website or any of our services, will be resolved solely by the arbitrator. Unless the arbitrator determines that a party’s claim is frivolous or brought for an improper purpose (as measured by the standards set forth in Federal Rule of Civil Procedure 11(b)), in which case the party submitting such claim shall pay all filing, administration, and arbitrator fees, each party will pay its own AAA filing, administration, and arbitrator fees if either party proceeds to arbitration.

For claims of ten thousand dollars ($10,000.00) or less, you have the option of having the arbitration conducted in person, over the phone, or solely through submissions. Individual or equitable remedies, including injunctive relief, may be awarded by the arbitrator. To the parties, any award will be final and conclusive, and it may be entered in any court of competent jurisdiction. Each party agrees to keep the arbitration proceedings and the results of the arbitration proceedings secret.

Each party agrees to keep the arbitration proceedings and the results of the arbitration proceedings secret. This provision does not preclude a party from seeking injunctive action in a court of competent jurisdiction to preserve its rights until the conclusion of the arbitration.

YOU ACKNOWLEDGE AND AGREE THAT BY ACCEPTING THESE DISPUTE RESOLUTION PROVISIONS, YOU ARE WAIVING YOUR RIGHT TO A JURY TRIAL, AS WELL AS YOUR RIGHT TO BRING, JOIN, OR PARTICIPATE AS A PLAINTIFF OR A CLASS MEMBER IN A CLASS ACTION SUIT OR MULTI-PARTY ARBITRATION BROUGHT AGAINST US, ANY PERSON

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