Each of our customers has the right to privacy and we are committed to protecting those rights. Our website is committed to maintaining a high level of security and privacy regarding the collection and use of personal information. In addition, we are committed to maintaining the personal information of our customers. This privacy statement explains how we use and protect the information about our customers. Please take time to read it carefully. As a user of our website, you are consenting to our privacy policy and agreeing to its terms.
Our collection of information
This notice applies to all information collected or submitted on the official RadCred website. We may collect all information that you share with us, whether it is through our websites or other channels, such as your name, address, e-mail address, telephone number (home, work, mobile), date of birth, Social Security Number, financial account information, income information, employment information, and other personal, financial, and demographic information.
Our website features Social Media Features like the Facebook Like button, as well as Widgets like the Share this button and interactive mini-programs. These features may gather your IP address, which page on our site you are visiting, and may set a cookie in order for the feature to work properly. Social Media Features and Widgets are hosted on our domain or by a third party. The privacy policies of the companies that provide these features govern your interactions with them.
Our website includes blogs that are open to the public. You should be aware that anybody who has access to these areas can read, collect, and utilize any information you provide there. Please contact us at info@radcred.com to have your personal information removed from our blog or community forum. We may not be able to remove your personal information in some circumstances, in which case we will notify you and explain why.
Our dedication to privacy
We value your privacy very much. This notice explains our online information policies and the choices you can make about how your information is collected and used to further protect your privacy. We post this notice on our site and at every place where personally identifiable information may be asked to make it easy to locate.
How we utilize your data
By agreeing to this Privacy Policy or using this website, you authorize us and third parties to use the information you provide to obtain additional information about you from third parties, such as your Social Security Number, if such information was incompletely or incorrectly filled out on our registration form. Consumer reporting agencies, consumer credit bureaus, and other outside parties as permitted or required by applicable legislation are examples of such third-parties. Any and all information you provide and that third-parties gather may be used to establish your eligibility for any product, service, or offer.
If you supply information such as your Social Security Number, it may be used to determine your financial situation. Other information you submit may be used to check your eligibility for a loan or for any other programs, offers, or services if you do not supply such information. Your ultimate loan-specific financial information will be held and used by your applicable lender in accordance with the provisions of that lender’s Privacy Policy once you have qualified.
If you choose to supply personal information, it will be used and/or shared with trusted third parties such as Loan Providers and/or other financial service providers, credit bureaus, and for marketing products and services that may be of interest to you. In compliance with relevant laws and as indicated herein, we reserve the right to share, rent, sell, or otherwise disclose your information with/to third parties.
Providers of direct marketing services and applications, such as lookup and reference, data improvement, suppression, and validation; e-mail marketers; wireless service providers; and telemarketers are examples of third-party enterprises. We may save the information you provide in our databases and use it for future instant messaging, telemarketing, SMS text messaging, e-mails, or postal mailings about site changes, new products and services, forthcoming events, and the status of orders and/or loans you’ve made online. By using this website, you consent to being contacted in any of the ways described in this section, even if your phone number is on a do-not-call or similar register.
Other firms and persons may be hired to undertake some services on our behalf. Sending direct and electronic mail, deleting duplicate data from client lists, evaluating data, and offering marketing analyses are just a few examples. These agencies have access to our users’ personal information as needed to execute their duties on our sites, but they are not permitted to use it for their own marketing purposes. In addition, we may be obliged by law to disclose your personal information, such as in response to a subpoena or other legal action.
Credit information
You expressly realize and agree that lending partners reviewing your information may acquire credit checks, consumer credit reports, and other personal information from Experian, Equifax, Trans Union, or other third-party suppliers. As permitted by law, such information may be used by a lending partner to I authenticate and verify your identity based on the information you provide; (ii) assess your credit eligibility and identify products and/or services that may be available to you; (iii) calculate your debt-to-income ratio; and (iv) obtain a credit score.
Sites run by third parties
Please be aware that after you have entered your information, you may be forwarded to the website of the applicable third-party lender or seller. By providing your personal information to the respective third-party lender or seller in connection with providing your information for purchase from the third-party lender or seller, you agree to be bound by the privacy policy and terms and conditions of the third-party lender or seller, as applicable. We neither support nor are we responsible for the accuracy of each third-party lender’s or seller’s privacy policies and/or terms and conditions that may be advertised on the website.
Modifications to privacy statement
This privacy statement may be updated to reflect changes in our information practices. If there are any significant changes, we will notify you via email, SMS, or a notice on our websites. We invite you to revisit this page from time to time for the most up-to-date information on our privacy standards.
How can you reach us?
Please contact us at info@radcred.com if you have any more questions or concerns regarding these privacy policies.
