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To use RadCred’s loan matching services, you must consent to receive electronic communications from us and potentially from lenders in our network. RadCred operates as a loan matching platform that connects borrowers with third-party lenders – we do not make loans directly. By clicking “I Agree” during the application process:
Your consent is voluntary, but we cannot provide loan matching services if you do not consent. If you do not wish to receive electronic disclosures, you may cancel at any time before completing your application.
This disclosure is provided under the federal Electronic Signatures in Global and National Commerce Act (“ESIGN”). Your consent applies to transactions affecting interstate commerce.
IMPORTANT: RadCred is not a direct lender, loan broker, or lending agent. We do not make credit decisions, approve loans, or fund any loans. RadCred uses AI to provide a free matching service that connects borrowers with independent third-party lenders in our network. All loan terms, interest rates, fees, and repayment conditions are determined solely by individual lenders.
Your consent covers all communications related to RadCred’s services, including but not limited to:
RadCred provides electronic communications through:
By using RadCred’s services, you authorize us to:
You are not obligated to accept any loan offer and may choose which lender to work with, if any.
RadCred may perform a “soft” credit inquiry that does not affect your credit score to help match you with appropriate lenders. Individual lenders in our network may perform additional credit checks, including “hard” inquiries that may impact your credit score, as part of their individual underwriting process.
RadCred cannot guarantee:
All final loan decisions are made by individual lenders based on their own criteria.
RadCred receives compensation from lenders in our network when borrowers successfully obtain loans. This compensation does not affect the terms offered by lenders but may influence which lenders are included in our network and how offers are presented.
You may withdraw your consent to receive electronic communications at any time by:
Withdrawal of consent will not affect loan applications already submitted to lenders but will stop future communications from RadCred.
You are responsible for maintaining current contact information. Update your details by:
To access RadCred’s electronic communications, you need:
Your ability to access this page confirms your system meets these requirements.
RadCred’s services are not available in all states due to varying lending regulations. We reserve the right to modify service availability without notice. Borrowers in restricted states will not receive loan matches.
RadCred reserves the right to modify these disclosures and our service terms. We will provide notice of material changes as required by law. Continued use of our services after changes constitutes acceptance of the updated terms.
For questions about these disclosures or our services:
Effective Date: 11th September 2025
This disclosure complies with federal ESIGN Act requirements and state consumer protection laws. Keep a copy for your records.
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