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Disclaimer:

RADCRED IS NOT A LENDER

RadCred is not a direct lender, loan broker, or lending agent and does not make credit decisions or loan approvals. We provide a free AI-based matching service that securely connects borrowers with independent third-party lenders in our network. All loan terms, APRs, fees, approval decisions, and funding are determined solely by the individual lenders.

*LOAN TERMS AND APPROVAL

Approval, loan amounts, interest rates, repayment terms, and fees vary based on your creditworthiness, income, state regulations, and individual lender underwriting criteria. Not all applicants will qualify for loan offers, and RadCred does not guarantee approval or specific loan terms from any lender.

LENDER INDEPENDENCE

All lenders in our network are independent financial institutions operating under their own terms, conditions, and lending criteria. For specific questions about loan details, application status, repayment terms, or account issues, contact your lender directly.

CREDIT CHECKS AND DATA SHARING

By submitting your information through our platform, you authorize RadCred to share your details with lenders and other partners in our network. You also consent to allow these lenders to verify your information and perform credit checks with credit reporting bureaus or alternative data providers to determine your creditworthiness.

COMPENSATION DISCLOSURE

RadCred receives compensation from lenders and other partners when you are successfully matched with their services. This compensation may influence which offers are presented to you, but does not affect the terms or conditions set by individual lenders.

FUNDING TIMELINES

Applications approved before 10:30 a.m. CT Monday-Friday are generally funded the same business day. Applications approved after this time are typically funded the next business day. Some applications may require additional verification, which may delay funding. Actual funding times are controlled by individual lenders.

CREDIT REPORTING

Loan activity may be reported to credit bureaus by your lender. Late payments, missed payments, or defaults may negatively impact your credit score and may result in additional fees or penalties as determined by your lender.

STATE AVAILABILITY

RadCred’s services are not available in all states due to varying state lending regulations. You can check our website to see whether we serve your state. We reserve the right to modify service availability at any time without notice. If you apply from a state where lending services are restricted or unavailable, you may not receive loan offers.

COMMUNICATION CONSENT

By using this site or providing contact information, you consent to be contacted by RadCred and our network partners via phone, text, or email regarding your inquiry and related financial services. You may opt out at any time.

EDUCATIONAL CONTENT

Credit-building tools, financial calculators, and educational content provided are for informational purposes only and should not be considered personalized financial advice. Consult with a qualified financial advisor regarding your specific circumstances.

NO WARRANTY

All information and services are provided “as is” without warranty of any kind. RadCred makes no representations about the completeness, accuracy, or suitability of any loan offers or partner services.

SECURITY NOTICE

RadCred operates exclusively through this official website-www.radcred.com.

Verify you are on the authentic RadCred platform before entering personal information. We have identified fraudulent sites using similar domain names. RadCred will never request sensitive information through unsolicited communications.

REGULATORY COMPLIANCE

All loan offers are subject to applicable state and federal lending regulations. RadCred partners only with licensed lenders operating in accordance with state lending laws where services are available.

RESPONSIBLE BORROWING

Loans should be used for short-term financial needs and are not intended as long-term financial solutions. Consider all alternatives and understand the full cost of borrowing before accepting any loan offer. If you experience financial difficulties, seek advice from a qualified credit counselor.

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