Advertiser Disclosure

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The offers that appear are from companies which Radcred, and its partners receive compensation. This compensation may influence the selection, appearance, and order of appearance of the offers listed below. However, this compensation also facilitates the provision by Radcred of certain services to you at no charge. The offers shown below do not include all Financial Services companies or all of their available product and service offerings.

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01

Representative Example and APR Disclosure

Representative Example: If you borrow $5,000 on a 36 month repayment term and at a 10% APR, the monthly repayment will be $161.34. Total repayment will be $5,808.24. Total interest paid will be $808.24.
 
Annual Percentage Rate (APR) Disclosure: The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, the cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lender or lending partner must show you the APR before you enter into the loan. States have laws that may limit the APR that the lender or lending partner can charge you. Rates will vary based on your credit worthiness, loan size, amongst other variables, with the lowest rates available to customers with excellent credit. Minimum and maximum loan amounts and APRs may vary according to state law and lender or lending partner. We recommend that you read the lender’s and/or lending partner’s personal terms and conditions in full before proceeding for any loan.

02

Other Disclosure

All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each provider’s discretion and may not be available in all states or for all types of loans. There is no guarantee you will be approved or qualify for the advertised rates, fees, or terms presented. This website does not include all lending companies or all available lending offers that may be available to you.

03

Partner Application Disclosure

If you did not receive an offer from a specific Lending Partner, they may not have been able to determine whether you qualified for a personal loan based on the information you provided. No credit decision has been made. You may still qualify for a personal loan from our partners.
 

04

General Disclosure

Consent is typically the last step in the information collection process and the language must be conspicuous and located directly near the Call To Action (“CTA”) button for the user to submit their information. Even and its Financial Services partners require that the user agrees to the following before submitting their information to receive offers.
 

05

Electronic Consent (E-Sign)

This agreement represents the user’s consent to conduct transactions using electronic signatures, electronic disclosures, electronic records, and electronic contract documents. An example of Even’s “E-Sign” agreement can be found here: here Partners building a Native API integration are recommended to have users consent to their own version of “E-Sign” agreements. In cases where this is not possible, please reach out to your assigned contact at Even.

06

Credit Authorization

This agreement represents the user’s consent to allow Even to use the submitted information in order to find financial products and services that would be the best match for the user and allow its Financial Services partners to make a prequalification or other credit decisions. An example of Even’s Credit Authorization agreement can be found here: here

Partners building a Native API integration are recommended to have users consent to their own version of Credit Authorization agreements. In cases where this is not possible, please reach out to your assigned contact at Even.

07

Terms of Service

This agreement represents the user’s consent to agree to follow the terms and conditions of the partner’s experience. An example of Even’s Terms of Service agreement can be found here :
 
Partners building a Native API integration are recommended to have users consent to their own version of Terms of Service agreements. In cases where this is not possible, please reach out to your assigned contact at Even.

08

Privacy Policy

This agreement represents the user’s consent to how their data will be collected and shared with Even’s Financial Services partners. An example of a Privacy Policy agreement can be found here
 
Partners building a Native API integration are recommended to have users consent to their own version of Privacy Policy agreements. In cases where this is not possible, please reach out to your assigned contact at Even.

09

Fair Credit Reporting Act (FCRA)

I am providing written consent under the Fair Credit Reporting Act (FCRA) for radcred, and its partners and financial institutions to obtain consumer report information from my credit profile.

10

Telephone Consumers Protection Act (TCPA)

I agree to be contacted by Radcred and its partners and their affiliated companies and financial institutions via email and/or at the telephone number(s) I have provided above to explore various financial products and services I inquired about, including contact through automatic dialing systems, artificial or pre-recorded voice messaging, or text message.

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