Even if you are married, all information you supply (including your income and housing expenses) should be specific to you as an individual. If you pay half of your monthly housing payment, for example, only include your share of the payment, not the entire amount paid by you and your spouse/partner. If you add your spouse or partner as a co-signer to your application, they will report their income and expenses separately on their Credible co-signer profile.

Lenders in our network, as well as those in our network’s other third-party lender networks, may undertake a “soft” and/or “hard” pull. A “soft” pull is typically performed first, followed by a “hard” pull later in the loan process. Our lenders may conduct many credit pulls.

Because our lenders offer a range of loan options based on a variety of circumstances, we are unable to provide projected rates or APRs. A gist of everything can be seen on our How It Works page.